Wedding planning requires diligence and organization, and there’s no better way to have both than by making a pre-wedding checklist. Having an in-depth checklist allows you and your significant other to tackle every important aspect in a timely, organized fashion. From choosing the destination itself, to why this is right for you, to the type of catering, you need to know what you want before the event begins.
Choose a Place That Satisfies You Both
As you and your spouse-to-be go over the various areas around the world, you need to choose one that both of you like. If you both have different ideas in mind, be sure to discuss them thoroughly. For example, you may have thoughts about going to France while your significant other may want to go to Aruba. Since the location is one of the biggest factors of this excursion, having different itineraries can lead to some unnecessary conflict. If you’re not able to come to an agreement yet, it’s okay to move on to the next task.
It should go without saying that a wedding costs money. But unlike a traditional wedding, destination weddings are more expensive. Combined with the overall cost of the wedding itself, travel costs can make this a huge investment. While the price of travel does depend on where you’re heading, you can expect to spend somewhere around $30,000 to $35,000. Coming across this amount of money may be difficult for you, but there are ways around it. You may think that a personal loan is the way to go, and while both of you can take one out, it might be the best solution. Because the cost is so high, it’s not worth going into massive debt trying to pay off the interest. A no-strings-attached way you can get your hands on this type of money is to sell your life insurance policy through a life settlement.
A life settlement is almost no different than selling life insurance back to the company you obtained it from. The only difference is that you give your policy to a third-party buyer. This third-party, in exchange of becoming the sole beneficiary, they’ll give you a percentage of what the policy’s current value is. This percentage is determined by how much the policy is worth and how much the premiums are. The lower the premiums, the more you may be offered. It’s also worth pointing out that it’s entirely possible to earn as much as 50 percent more cash from a life settlement than simply selling the policy back to the company. Life settlements are a little tricky to understand at first, so be sure to review a guide that goes over everything you need to know about them before getting one.
Figure Out the Guest List
The guest list can be one of the easiest or one of the hardest things to figure out for a wedding. This is especially true when it comes to destination weddings. Even if you’re willing to pay for the travel costs of others, you need to understand that people have their own lives. Excluding both families, it may not be possible for some of your guests to fit your wedding into their schedule. Both you and your partner need to get in touch with the people you’re hoping to invite and see if they’re able to make it. Don’t worry about not being able to invite too many guests, however, as this is a time meant for the two of you.
Get Your Documents in Order
You’re going to need to get the proper documentation in order before departing to your destination. Marriage license aside, both of you need to have your birth certificate, passport and any authorizations for people under 18 years old. If one of you was divorced before, you’ll have to bring along proof of divorce as well. Keep these documents in a folder within a safe place.